:root{--navy:#0a3d62;--blue:#0b6fa4;--sky:#e8f3fa;--ink:#1c2b33;--mut:#52606a;--line:#d5e4ec;--cta:#e07b00}
*{box-sizing:border-box}body{margin:0;font-family:Georgia,'Times New Roman',serif;color:var(--ink);line-height:1.65;background:#fff}
.wrap{max-width:1060px;margin:0 auto;padding:0 18px}
header.site{border-bottom:3px solid var(--blue);background:#fff}
.topbar{display:flex;align-items:center;gap:16px;padding:12px 0;flex-wrap:wrap}
.topbar img{width:64px;height:64px}
.brandname{font-family:Arial,Helvetica,sans-serif;font-weight:700;font-size:1.25rem;color:var(--navy);line-height:1.2}
.brandsub{font-family:Arial,Helvetica,sans-serif;font-size:.82rem;color:var(--mut);letter-spacing:.4px;text-transform:uppercase}
.topphone{margin-left:auto;font-family:Arial,Helvetica,sans-serif;font-weight:700;font-size:1.15rem}
.topphone a{color:var(--cta);text-decoration:none}
nav.main{background:var(--navy)}
nav.main .wrap{display:flex;flex-wrap:wrap;gap:2px}
nav.main a{color:#fff;text-decoration:none;font-family:Arial,Helvetica,sans-serif;font-size:.9rem;padding:10px 12px}
nav.main a:hover{background:var(--blue)}
.crumbs{font-family:Arial,Helvetica,sans-serif;font-size:.82rem;color:var(--mut);padding:14px 0 0}
.crumbs a{color:var(--blue)}
h1{font-size:2rem;line-height:1.25;color:var(--navy);margin:.4em 0 .5em}
h2{font-size:1.45rem;color:var(--navy);margin:1.4em 0 .5em;border-bottom:2px solid var(--sky);padding-bottom:4px}
h3{font-size:1.12rem;color:var(--navy);margin:1.1em 0 .35em}
p{margin:.55em 0}ul,ol{margin:.5em 0 .8em;padding-left:1.4em}li{margin:.3em 0}
a{color:var(--blue)}
.hero{background:var(--sky);border:1px solid var(--line);border-radius:8px;padding:22px;margin:18px 0}
.hero img{max-width:100%;height:auto;border-radius:6px}
.callbox{background:#fff7ea;border:1px solid #f0d9ae;border-radius:8px;padding:16px 18px;margin:18px 0;font-family:Arial,Helvetica,sans-serif}
.callbox strong{font-size:1.1rem}
.callbox a{color:var(--cta);font-weight:700}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;margin:16px 0}
.card{border:1px solid var(--line);border-radius:8px;padding:14px 16px;background:#fdfefe}
.card h3{margin-top:0}
table{border-collapse:collapse;width:100%;margin:14px 0;font-size:.96rem}
th,td{border:1px solid var(--line);padding:8px 10px;text-align:left}
th{background:var(--sky);font-family:Arial,Helvetica,sans-serif}
.note{background:var(--sky);border-left:4px solid var(--blue);padding:12px 16px;margin:16px 0;font-size:.96rem}
main{padding-bottom:34px}
footer.site{background:var(--navy);color:#dceaf2;margin-top:10px}
footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;padding:26px 0}
footer.site h3{color:#fff;border:0}
footer.site a{color:#a9d4ee;text-decoration:none}
footer.site a:hover{text-decoration:underline}
.fine{border-top:1px solid #155a85;padding:12px 0 20px;font-size:.83rem;color:#9fc3d9;font-family:Arial,Helvetica,sans-serif}
label{font-family:Arial,Helvetica,sans-serif;font-size:.92rem;display:block;margin:10px 0 4px}
input,select{font-size:1rem;padding:8px;width:100%;max-width:340px;border:1px solid var(--line);border-radius:5px}
button{font-family:Arial,Helvetica,sans-serif;background:var(--cta);color:#fff;border:0;border-radius:6px;padding:11px 22px;font-size:1rem;cursor:pointer;margin-top:12px}
.result{background:#fff7ea;border:1px solid #f0d9ae;border-radius:8px;padding:16px;margin-top:16px;font-family:Arial,Helvetica,sans-serif}